Carb Ice? Bad gas? Filter issue? (edit with update)

Took the bike out and headed to work this morning. I got about 4 or 5 miles away from home and the bike died. Ugh. That's how I felt too. It was acting as if it were out of gas even though I know I have a full tank. It was very weird. The bike started up as usual without any trouble on the third try. Had the choke on the usual amount of time for me which is when it starts to rev really high. The warm up begins when I walk out to the bike. I start it up and let it run with the choke all the way open. While it warms up, I put my duffel bag on the back, my earplugs in, my helmet on, my glasses on, my jacket on, and my glove liners and gloves on. During the gearing up, I usually have to close the choke but it continues to run and warm up. Then I close the garage and hop on, put it in gear and slowly roll down the driveway. This morning, as I was leaving the driveway, it bucked a bit as if it was losing power or running out of gas. But, as soon as I hit the street and rolled on the throttle it was all good. I double checked the petcock to make sure it was on and it was. I figured it was just cold, even though it had never done that before and it really wasn't cold because I'd warmed it up. The temperature this morning was in the 40s. I could see my breath but it wasn't at all unbearable. Just a regular cold morning. I've ridden in colder although not this season.

So, then about 4 or 5 miles later, the bike really loses power and I think, that's weird. I had the throttle open but it wasn't going anywhere and wasn't even sounding like it was trying. But the bike was still running so I thought maybe it would pass. (I don't know what I mean by that!) But, then I'm going to slow for traffic and figure I need to pull over. As I pulled in the clutch to pull over, it died right away. Just like I'd run out of gas. Crap! That's what I thought. I am out of traffic more or less, in the fairly wide bike lane. It isn't as wide as a shoulder but there is little traffic here and I'm clearly visible so I get off and take off my helmet to think about it. Nothing is leaking. Nothing fell off. The lights are on so the battery is ok. Checked the petcock again and it is still on. Shake the bike - full tank. I tried to start it and it made the out of gas noise. So, I call hubby. While I'm talking to him, telling him what's going on and where I am, I decide to switch to reserve and try to start it. He kept saying it sounded like I wasn't getting gas too. Flip to reserve, hit the button, and it starts up. It idles just fine. Weird. But, hubby says I shouldn't drive it to work so I head home and get the car.

Later he finds this article about carb icing. That sounds like it to me. Weird. The conditions didn't seem any different or cold or anything to cause ice but what do I know. The garage is pretty cold and we've had huge swings in the temperature. Maybe there was condensation on the bike. Could very well be. I hope that is what happened because that means nothing is wrong with the bike. It didn't feel or sound like anything was different or wrong aside from, you know, the dying part. :-) One thing I noticed, when I started it up and getting back on it to head back home, there was a whistling noise. That was different. I'll have to remember to tell hubby about that bit.

So, I didn't get a good ride in today after all. Tomorrow is supposed to be nice and even warmer!

Edit:
So, nothing is wrong with the bike. I need to take some ginko. Even though I thought I'd filled up my tank at the end of the last ride. Apparently, I did not. So, I'll be riding tomorrow and going straight to the gas station. I should google which is closest. D'oh!